LBEF RESEARCH JOURNAL OF SCIENCE, TECHNOLOGY AND MANAGEMENT

Author(s): Abinash Tamang, Prem Kumar Bhaskar, Jyotir Moy Chatterjee

Abstract: Since the starting of the coronavirus, the world has faced bigger challenge in terms of health and economy. As World Health Organization urged all governments across the world to limit the public gathering and make less physical contact, many governments followed it with implementing nationwide lockdown. Those governments also urged to use digital payment as access to banks was not possible. This has led in acceleration of digital payment users across the globe. This research finds the various factors that motivated the acceleration in digital payment adoption during pandemic in Nepal. The study has to find the actual reason for the shifting and acceleration on adoption of digital payment. survey among various sample population from various part of the country This research has used various statistical tools including but not limited Standard Deviation, Mean, Median, Mode, various bar and graphs. The study has used Technology Acceptance Model Framework for the whole research and later the framework is validated by analyzing the finding from collected data of the research. The study has also covered the role of government as well as discuss the future prospects for the digital payments after the pandemic ends in Nepal and provided recommendations and space for future works in the similar field of study.

Keywords Corona Virus, Digital Payment, Banking Institutions, Monetary Policy, Perceived Risk, Descriptive Statistics, Technology Acceptance Model